--- title: Hazard Insurance description: Clusters of tornados last week and this week in the US Midwest once again bring one’s thoughts to the issue of insurance. canonical_url: https://www.acronis.com/en/blog/posts/hazard-insurance/ locale: en last_updated: 2026-10-27 --- [Acronis Blog](https://www.acronis.com/en/blog/) # Hazard Insurance Clusters of tornados last week and this week in the US Midwest once again bring one’s thoughts to the issue of insurance. [![Image 2: Acronis Editorial Team](https://staticfiles.acronis.com/images/content/d85707ae91461544212d39836dc32b42.png)](https://www.acronis.com/en/blog/authors/acronis/ "Acronis Editorial Team") [Acronis Editorial Team](https://www.acronis.com/en/blog/authors/acronis/) 1 min read Last updated 26 January 2015 Clusters of tornados last week and this week in the US Midwest once again bring one’s thoughts to the issue of insurance. There are undoubtedly many small and mid-size businesses in Harrisburg, IL that are hurting right now, having had their offices damaged or destroyed by the tornados that hit earlier this week. You can bet that those businesses, or their landlords, have insurance on the office buildings. The people who work at the businesses probably have homeowners insurance on their homes. But you can also bet that most of the businesses didn’t have a disaster recovery plan for their business’ information systems and data. And that means that most will go out of business in the next year. Yes, no one enjoys paying insurance premiums. It feels like paying for nothing. You mail your check, and nothing comes back to you. For a nation of shoppers, it feels like a gyp. But, as a country, we’ve all been socialized to understand that insuring your home is smart. If you have young children, not having life insurance is irresponsible. We get that, even if we don’t like it. But that same attitude still hasn’t sunk in with business owners when it comes to their info tech. If you’re a local insurance rep, or a banker, or even a baker, in Harrisburg, how on earth are you going to get your business going again if you lose all your data? The irony is that having a disaster recovery plan, and spending money on a technical solution to protect and recover your computers, is an incredible investment. We know one mid-size law firm that avoided almost one million dollars in lost revenues because they could resume business as usual just two hours after a hurricane took out their primary data center. Just two hours! It was almost like nothing happened. At an annual “premium” of $50k, experiencing a similar disaster just once every 20 years means a positive payback for them. Having a DR solution is a no-brainer for that law firm. And the way the numbers pencil out, it’s a no-brainer for any business that relies on computers and data to run their business, which is all of them. (Okay, I guess the one-chair barbershop in Harrisburg might be excused if they skipped the DR planning, but that’s about it.) [Cybersecurity](https://www.acronis.com/en/blog/tags/cybersecurity/) [Cyber protection](https://www.acronis.com/en/blog/tags/cyber-protection/) ## Written by ![Image 3: Acronis Editorial Team](https://staticfiles.acronis.com/images/content/d85707ae91461544212d39836dc32b42.png) Acronis Editorial Team Acronis is a global cyber protection company that provides natively integrated cybersecurity, data protection, and endpoint management for managed service providers (MSPs), small and medium businesses (SMBs), and enterprise IT departments. [Previous post](https://www.acronis.com/en/blog/posts/nscaled-closes-series-investment/) [nScaled Closes Series A Investment](https://www.acronis.com/en/blog/posts/nscaled-closes-series-investment/) [Next post](https://www.acronis.com/en/blog/posts/boston-fire-leads-customer-failover/) [Boston Fire leads to customer failover](https://www.acronis.com/en/blog/posts/boston-fire-leads-customer-failover/) About Acronis Acronis is a leader in AI-native cyber protection, unifying data protection, cybersecurity, IT operations and hybrid infrastructure to deliver business continuity, security and compliance with less cost and complexity. More than 21,000 service providers trust Acronis to protect over 750,000 businesses in 150 countries. Acronis is headquartered in Schaffhausen, Switzerland. [Add as a preferred source on Google](https://google.com/preferences/source?q=acronis.com) ## Related stories Want to learn more? Read the latest stories featuring this solution on our blog. [Acronis Blog](https://www.acronis.com/en/blog/) ![Image 4: stc Bahrain and Acronis partner to bring advanced endpoint security to businesses in Bahrain](https://staticfiles.acronis.com/images/blog-card/9600f3eea83b8f4e168ea6c1409c8c26.png) [stc Bahrain and Acronis partner to bring advanced endpoint security to businesses in Bahrain](https://www.acronis.com/en/blog/posts/stc-bahrain-and-acronis-partner-to-bring-endpoint-security-to-businesses/) We are proud to announce a strategic partnership with stc Bahrain, expanding access to advanced cybersecurity services for businesses across Bahrain. **October 26, 2026**3 min read ![Image 5: Introducing New Acronis CEO: Prakash Panjwani](https://staticfiles.acronis.com/images/blog-card/30cb571f6f1aaa131733e5727a4a250c.png) [Introducing New Acronis CEO: Prakash Panjwani](https://www.acronis.com/en/blog/posts/introducing-new-acronis-ceo-prakash-panjwani/) We are pleased to announce the appointment of our new Chief Executive Officer, Prakash Panjwani. A veteran cybersecurity CEO, Panjwani previously served as CEO of WatchGuard Technologies and SafeNet. **October 15, 2026**2 min read ![Image 6: Acronis expands MDR toward broader workspace protection](https://staticfiles.acronis.com/images/blog-card/18e90e89f5ec4ef0901f19008d4ccbf2.png) [Acronis expands MDR toward broader workspace protection](https://www.acronis.com/en/blog/posts/acronis-expands-mdr-toward-broader-workspace-protection/) Acronis is expanding the MDR service with capabilities that make this expertise easier to deliver and help partners address more risks. The developments build on a broader commitment to managed security: helping service providers protect the connected workspace while giving customers access to the expertise needed to investigate threats, respond effectively and maintain business continuity. **October 13, 2026**6 min read